Do You Have Adequate Coverage in Case of an Accident?

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injury coverage St Augustine FL

Accidents aren’t just traumatic, but they can also be expensive. The costs often pile up in ways that are hard to imagine at the outset. Not only does the ambulance have to be paid for, but the radiology and initial treatment and examinations can be costly. In addition, many people who suffer injuries in accidents will need physical therapy and other types of ongoing care. It is important to see an injury care doctor in St. Augustine, FL as soon as the accident happens, and the first tests can help determine how much care you will need in the coming weeks and months.

Personal Injury Protection

Personal Injury Protection, or PIP, can cover a large number of expenses, but it may not include everything you will need. If the accident results in an Emergency Medical Condition (EMC) as determined by an injury care doctor in St. Augustine, FL, you will be entitled to $10,000 in medical coverage for treatment of injuries directly related to the accident. For those who don’t fall in the EMC category, $2,500 is given for medical expenses. In addition, PIP can provide up to $10,000 in lost wages if one cannot work after an accident.

PIP can cover X-rays, diagnostic treatment, surgery and some rehabilitative services. In many areas, there is a 14-day limit to report injuries to qualify for PIP benefits. That is why it is important to see an injury care doctor in St. Augustine, FL as soon as you can following an accident.

What Can an Attorney Do for You?

An attorney could help you keep track of your medical bills and make sure you get the kind of compensation you deserve if the other driver was at fault. It may take longer to secure payment for medical bills than coverage for the damaged vehicle in an accident, and a lawyer can negotiate with insurance companies to secure the right amount of funding. An attorney may advise you not to accept money from insurance companies soon after the accident because this is a tactic that may free them from the obligation to pay for later procedures or conditions that may develop as the result of the accident.

Your lawyer should be in contact with your injury care doctor in St. Augustine, FL to for sufficient information about your condition to pursue a case and help you get the money you need for your medical bills.

See our professionals at Injury Care Centers if you have experienced an accident. Our doctors provide prompt and thorough screening and treatment that will ensure a positive outcome.

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